Privacy Policy

PLEASE NOTE OUR PRIVACY POLICY RELATED TO CHILDREN UNDER THE AGE OF 13 CAN BE FOUND IN SECTION 8 ON THIS DOCUMENT.‍

Nice Ads, LLC and entities’ officers, directors, employees, agents, members, managers, successors, assigns, predecessors, group companies, affiliates and subsidiaries from time-to-time (collectively referred to herein as “we”, “us”, “our”, or “Nice Ads”) are committed to protecting your privacy. This online privacy policy (“Privacy Policy” or “Policy”)  describes how we gather and use your personal information. This Privacy Policy applies to our website as well the investment advisory services provided by Nice Ads (collectively, our “Service(s)”), and describes our practices relating to the collection, recording, use and disclosure of personal information collected from or about our current and past clients, website visitors, and other individuals. By accessing or using our Service(s), you signify that you have read, understood and agree to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy and our Terms of Use. In this Privacy Policy, personal information means “personally identifiable information.” This Privacy Policy will be reviewed periodically and will be updated to reflect any changes.

The services of Nice Ads are listed on employeeretentioncredit.expert. You acknowledge and agree that your personal data collected may be used in accordance with this Policy by and for one or more Nice Ads companies, which will be regarded, individually or jointly, as data controllers in respect of such data.

This Policy applies to personal data collected in connection with services offered by Nice Ads or from other interactions with us where a link or other appropriate reference of incorporation to this Policy is made, for example, in connection with our website, and other types of services offered by Nice Ads typically in electronic form, as well as other services, such as customer care, customer events, or promotions and campaigns.

  1. Personal Information Collected‍

Nice Ads uses personal information about you to service, maintain, and protect your account; process transactions in your account; respond to inquiries from you or your representative; develop, offer, and deliver products and services; or to fulfill legal and regulatory requirements. We collect and receive information about you from various sources including the following:

‍1.1 Information you provide. Nice Ads may collect public and non-public personal information about you from you or your representative.‍

1.2 Information collected through your use of the Nice Ads Website. When you download and use our Service(s), we automatically collect information on the type of device you use, operating system version, and the device identifier. We collect information about how you use the Service, including information about your transactions and account activity with us and with any college savings programs and service providers who help us provide the Service.‍

1.3 Information from third parties. We may obtain information about you from third parties including the custodian holding your college savings accounts, companies we work with to develop or enhance the Service, companies we use to verify your identity (including your wireless provider), our affiliates, public sources and others. This information could include, among other things, information about your account transactions and balance and personally identifiable information. We may also obtain publicly available demographic data, and any information needed to comply with regulatory requirements, ensure the accuracy of data, better understand your likely interests, and/or prevent fraud.‍

1.4 Information from third-party social networking or authentication services. We may also receive personal information about you from third-parties when you log in through a third-party social networking or a single sign-on service. These services will authenticate your identity and provide you the option to share certain personal information with us, which could include your name, e-mail address, address book and contacts or other information. We use this information in the same way we use other personal information we collect from you as described in this Policy.‍

1.5 Information received via Cookies and other tracking technology. We, and our third-party service providers, automatically collect certain types of usage information when you visit our websites, use our Service, read our emails or otherwise engage with us via “tracking technologies”.

From these various tracking technologies, we may collect information about your device and its software, including but not limited to your IP address, browser type, Internet service provider, network domain, platform type, device type, operating system, date and time stamp. We may also collect information about the way you use our Service, how frequently you access the Service, access times, whether you open emails or click the links contained in emails, what content you view, whether you access the Service from multiple devices, and other actions you take on the Service. When you access our Service from a mobile device, we may collect unique identification numbers associated with your device (including, for example, a UDID, Unique ID for Advertisers (“IDFA”), Google AdID, or Windows Advertising ID), mobile carrier, device type, model and manufacturer, mobile device operating system brand and model, phone number, and depending on your mobile device settings, your geographical location data including information regarding the location of your mobile device (subject to your prior consent when prompted).  We may collect analytics data, or use third-party analytics tools such as Google Analytics, to help us measure traffic and usage trends for the websites and to understand more about the demographics of our users.

We do not collect personal information about your online activities over time and across different web sites or online services. Therefore, our websites do not respond to Do Not Track (“DNT”) signals. We do not knowingly authorize third parties to collect personal information about your online activities over time and across different web sites or online services.

When you use our Service(s) or otherwise interact with us over telecommunications networks, certain additional information, such as your mobile subscription number, may be transmitted to us by the telecommunications operator as a standard part of that communication.  Please also see the “Cookie Policy” section.

Examples of Tracking Technologies include:

  • Application, Widgets, and Tools. We may enable individuals to download an application, widget, or other tool that can be used on mobile or other computing devices. Some of these tools may store information on mobile or other devices. These tools can and may transmit personal information to Nice Ads to enable you to access your account information and to enable us to track use of these tools. Some of these tools may enable users to email reports and other information from the tool. We may use personal or non-identifiable information transmitted to us to enhance these tools, to develop new tools, for quality improvement, and as otherwise described in this Privacy Policy or in other notices we provide.
  • Cookies. Nice Ads uses cookies, which enable our web servers to “identify” users, each time an individual initiates a session on our websites. A cookie is set in order to identify you and tailor our websites for your personal experience. Cookies do not store any of the personal information that you provided to us. You may delete cookie files from your own hard drive at any time. However, cookies may be necessary to provide access to much of the content and many of the features of our websites.‍
  • Pixel Tags. Along with cookies, we may use “pixel tags” or “web beacons,” which are small graphic files that allow us to monitor the use of our websites. A pixel tag can collect information such as the IP address of the computer that downloaded the page on which the tag appears; the URL of the page on which the pixel tag appears; the time the page containing the pixel tag was viewed; the type of browser that fetched the pixel tag; and the identification number of any cookie on the computer previously placed by that server.‍

1.6. Data concerning minors. We do not seek to collect any information from or engage in any transactions with persons under the legal age in their respective country.  Our databases may nevertheless contain personal data of children due to the fact that it is not always possible to determine precisely the age of the user.  If we learn that a minor has provided personal information through our services, we will use reasonable efforts to remove such information from our files.  We reserve the right to block the service from any person who is or whom we reasonably suspect of being a minor. Nice Ads’ policy is to request that minors do not engage in other legal acts on relating to our services without the consent of a parent or legal guardian, unless otherwise permitted by applicable law.  If you are a minor but have your legal guardian’s consent, you must be able to prove that such consent exists upon request.

‍2. How We Use Information

Consistent with applicable law and the choices available to you, we use the information we collect for the purposes below. Please note that one or more purposes may apply simultaneously:

  • Operate, maintain and provide you the Service(s);
  • Fulfill your requests or for the purposes explained when you provide information;
  • Communicate with you, via email, chat, text messages, push notifications and/or telephone calls;
  • Develop, analyze, and improve our websites and Service(s) offerings;
  • Personalize your experience when you use our Service(s) or receive advertisements, which might entail combining personal data collected in connection with your use of Nice Ads Website with other personal data we may hold about  you, except where such personal data is collected for a different purpose;
  • Deliver advertisements and other information about products, services and applications offered by Nice Ads, our affiliates, and our participating companies;
  • To let us know which emails have been opened by recipients, to understand the effectiveness of our marketing and other communications and to make those communications more useful and interesting to you;
  • Remember your information so that you will not have to re-enter it during your next visit and identify you across different devices that you use;
  • To help maintain the safety, security and integrity of our websites, products and services, database and other technology assets and business; diagnose or fix technology problems, and otherwise plan for and enhance our Service(s);
  • To fulfill legal and regulatory requirements;
  • As otherwise may be necessary to perform or enforce any contracts between you and Nice Ads.
  1. Our Information Sharing Practices

Nice Ads does not share personal information about our customers with unaffiliated third parties for use in marketing their products and services. We may share personal information in the instances described below. For further information on your choices regarding your information, see the Your Choices section below.

  • Investment and non-investment account providers. We may share personal information about you with the investment and non-account providers you invest in through the Service.
  • Agents and service providers. We may share personal information about you with agents and service providers, as needed to perform functions on our behalf, such as to send email and postal mail, analyze data, provide marketing services, and service accounts.
  • Government agencies. We may share personal information about you with Government agencies with other regulatory bodies and law enforcement officials (for example, for tax purposes or for reporting suspicious transactions).
  • As permitted or required by law. We may share personal information about you as permitted or required by law (for example for fraud prevention or to respond to a subpoena).
  • Third-parties as needed to maintain and service your Nice Ads account. We may disclose personal information about you to third parties as reasonably necessary to maintain and service your Nice Ads account, including to facilitate transactions.
  • With our affiliates. We may provide personal information about you to our affiliates to the extent permitted by applicable law.
  • Protection of Nice Ads and others. We may also disclose personal information as we believe appropriate to enforce or apply our rights under our agreements (such as, for example, our Terms of Use) with third parties and to protect the rights, property or safety of Nice Ads and others, including exchanging information for fraud protection and credit risk reduction.
  • Use and sharing of information relating to social networks. If you access our applications or pages on social networking sites you may also be required to read and accept those sites’ terms of service or privacy policies. In the future, those sites may use the information you provide them to serve you personalized advertising based on your background, location, demographics, likes, keywords, and any other information they receive from you, including the information you share with Nice Ads on those sites. You acknowledge that you have agreed to and are bound by those sites’ privacy policies and terms of use with respect to those sites’ use of your information. Nice Ads is not responsible for those sites’ use of your information, including the information you may submit to Nice Ads using those social networking sites. If you access our applications or pages on social networking sites, you authorize Nice Ads to collect, store, and use all information you submit to social networking sites applications or pages. You also authorize Nice Ads to collect, store, and use all information that you agreed the social networking site could provide to Nice Ads through those sites’ application programming interfaces. Nice Ads will collect, store and use this information in accordance with this Privacy Policy. You agree to these conditions when you allow this sharing on social networking sites or start using our applications or pages on those sites. Please remember that when you interact with social networking applications or pages, you may have privacy controls at your disposal. When you publish content or information using a public setting on these social networking sites, you may be allowing everyone, including people off of those social networking sites, to access and use that information, and to associate it with you.
  • Date in aggregate. Nice Ads may share with any third parties information in an aggregated or otherwise anonymized form that does not personally identify individual clients or visitors for any reason Nice Ads deems necessary or desirable.
  • Other disclosures. We may disclose and otherwise process your personal data in accordance with applicable laws to defend Nice Ads’ legitimate interests, for example, in civil or criminal legal proceedings.
  • Mergers and acquisitions. If we decide to sell, buy, merge, or otherwise reorganize our businesses in certain states or countries, this may involve us disclosing personal data to prospective or actual purchasers and their advisors, or receiving personal data from sellers and their advisors, for the purposes of such transactions.  In addition, if any bankruptcy or reorganization proceeding is brought by or against us, such information may be considered an asset of ours and may be sold or transferred to third parties.  Should such a sale or transfer occur, we will use reasonable efforts to try to require that the transferee use personal information in a manner that is consistent with this Privacy Policy.
  1. Your Choices

4.1 Accessing Your Data. You may access, and update information stored in your account profile by visiting the Nice Ads website. Please keep your contact, account, and preference information up-to-date. Doing so enables you to receive maximum possible benefit from the Service.

4.2 Modifying or Deleting Your Data. If you have any questions about modifying or deleting your information, you may contact us at info@employeeretentioncredit.expert. We may not be able to modify or delete your information in all circumstances. We will retain your information for as long as you are a Nice Ads client and/or we reasonably deem it necessary to provide you services, comply with our legal or other obligations, resolve potential disputes, audit our records and/or enforce our rights and obligations under our agreements. If you no longer want us to use your information to provide you services, you may terminate your Nice Ads Client Agreement and request that your information be deleted. We may not be able to delete your information in all instances, such as if we are required to retain certain data for record-keeping purposes or to comply with laws.‍

4.3 Unsubscribe. If you do not wish to receive marketing messages from Nice Ads, you may indicate your preferences by clicking the “Unsubscribe” link in the email. We make every effort to promptly process all unsubscribe requests. You may not opt out of service-related communications (e.g., account verification, transactional communications, changes/updates to features of the Service or technical and security notices).‍

  1. How We Store and Protect Your Information

We care about the security of your information and use commercially reasonable physical, administrative, and technological safeguards to preserve the integrity and security of all information collected through our Service(s). At Nice Ads, we restrict access to personal information to those who require it to develop, support, offer and deliver products and services to you. If personally identifiable information is accessed through our Service(s), it is encrypted before it is transmitted over the internet. To protect your personally identifiable information, we use technical and physical safeguards and train our employees. Where appropriate, we may also take back-up copies and use other such means to prevent accidental damage or destruction of your personal data. Where the Nice Ads’ website supports online transactions, we will use an industry standard security measure, such as the one available through “Secure Sockets Layer” (“SSL”), to protect the confidentiality and security of online transactions.

However, no security system is impenetrable, and we cannot guarantee the security of our systems 100%. In the event that any information under our control is compromised as a result of a breach of security, we will take reasonable steps to investigate the situation and, where appropriate, notify those individuals whose information may have been compromised in accordance with any applicable laws and regulations.

  1. California Residents’ Rights

The California Consumer Privacy Act (CCPA), gives residents of the state of California the right to prevent businesses from selling their personal information.
Nice Ads has not and does not sell your Personal Information. We do, however, understand that you may still want to ensure your personal information is not sold. Therefore, if you would still like to proceed with your “do not sell my information” request we ask that you email your request to info@employeeretentioncredit.expert with the subject line “Do Not Sell My Info,” along with the following information:

  • First & last name
  • Email address
  • Home zip code

Please note that you may have additional rights under state laws that may further limit our use of your information.

For more information on California residents’ rights, please see “The Rights of Users” section in the Full Policy.

  1. Children’s Privacy

In accordance with Children’s Online Privacy Protection Act (COPPA) we maintain additional privacy controls for children under the age of 13. Before allowing registration on our mobile application and before we collect personal information we will request a user’s date of birth. Based on this date of birth, if the user is under the age of, 13 we will ask for the child’s parent or guardian’s email address and/or phone number for the limited purpose of obtaining parental/guardian consent. We will not use the parent/guardian email for any purpose other than obtain consent without express consent of the parent/guardian. If we do not receive parent/guardian consent in a reasonable period of time we will delete the email.

The information we obtain from children under 13 will be limited to that which is deemed necessary. We will not share child information unless required by law, essential to protect Nice Ads, necessary to enable our service providers to perform services, or to help protect a child’s safety.

At any time a parent/guardian can request that we terminate child access and delete any child information. Please note, that doing so may prevent the child from using our Services. To request terminating child access please email us at info@employeeretentioncredit.expert along with the child’s name and your email address and telephone number. You may also request we terminate access and data by sending a written request to Nice Ads at (INSERT ADDRESS).

  1. Links to Third Party Websites and Services

This Service(s) may contain links to and from third party websites of college savings programs, service providers, advertisers, and social media companies. It is important to remember that if you link to another website from any of our Nice Ads websites, that party’s privacy policy and its terms and conditions of use apply to you. We encourage you to learn about each third party’s privacy policy before giving your information to them.

  1. Changes to this Privacy Policy

We may update this privacy policy to reflect changes to our practices from time-to-time. If we materially change this privacy policy or our information handling practices as described in this policy, we will notify you by email and/or through a notice on the applicable website prior to the change becoming effective. We encourage you to review this page periodically for the latest information on our privacy practices.

  1. Contacting Nice Ads about this Privacy Policy

Do not hesitate to contact Nice Ads at info@employeeretentioncredit.expert with any questions or concerns you may have with our Privacy Policy. We want you to feel completely safe using our services, so we encourage ongoing communication with our clients.‍

  1. Effective Date

This Web Privacy Policy is effective as of October 5, 2022.

‍12. Owner and Data Controller

Nice Ads, LLC
5852 S. Durango Drive, Suite 105
Las Vegas, NV 89113

Owner contact email: info@employeeretentioncredit.expert

  1. Cookie Policy

Please review Nice Ads’ attached Cookie Policy, accessible here

Legal information

This privacy policy has been prepared based on provisions of multiple legislations, including Art. 13/14 of Regulation (EU) 2016/679 (General Data Protection Regulation).

This privacy policy relates solely to employeeretentioncredit.expert, if not stated otherwise within this document.

Latest update: October 5, 2022